
Buying
Whether it is your first Dubai home or your tenth investment, our advisors handle the search, negotiation and paperwork so you can buy with total confidence.
Find and secure the right home.
Buying property in Dubai is one of the most tax-efficient ways to own real estate anywhere in the world — there is no annual property tax, no capital gains tax and no inheritance tax on Dubai real estate. Foreign nationals can own freehold property outright in designated areas such as Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay and Dubai Hills Estate, with the title registered directly in their name at the Dubai Land Department (DLD).
Our buying service is built for clarity. We start with an honest conversation about your goals — end-use home versus rental yield, capital growth versus cash flow, ready versus off-plan — and translate that into a focused shortlist rather than an overwhelming list. Every recommendation is backed by live comparable sales, service-charge history and developer track record, so you understand exactly what you are paying for and why.
Once you choose a property, we negotiate on your behalf, prepare the Memorandum of Understanding (Form F), coordinate the No Objection Certificate (NOC) with the developer and manage the transfer at a DLD-registered trustee office. A typical cash purchase completes in two to four weeks; a mortgaged purchase usually takes four to eight weeks. You budget roughly 7–8% above the purchase price to cover the 4% DLD transfer fee, agency commission, trustee and mortgage-registration costs.
What's included
How it works
Common questions
Yes. Foreign nationals can buy freehold property in designated areas across Dubai with full ownership rights, and the title deed is registered in their name at the Dubai Land Department. There is no requirement to be a resident or hold a UAE visa to buy.
Budget roughly 7–8% on top of the purchase price: a 4% DLD transfer fee, agency commission (typically 2% plus 5% VAT on the commission), a trustee office fee of around AED 4,000, and — if you use finance — a mortgage-registration fee of 0.25% of the loan plus bank arrangement fees.
A cash purchase can complete in two to four weeks once the MOU is signed. A mortgaged purchase typically takes four to eight weeks, as it includes valuation, final loan offer and NOC before the transfer appointment.
Property worth AED 750,000 or more can qualify you for a renewable investor residency visa, and property worth AED 2 million or more can qualify you for a 10-year Golden Visa, subject to the current eligibility rules. We can guide you through the process.
Ready property generates rental income immediately and lets you see the exact unit. Off-plan usually offers lower entry prices, staged payment plans and higher capital-growth potential, but income starts only at handover. The right choice depends on whether your priority is cash flow or growth.
The main ongoing cost is the annual service charge, billed per square foot and varying by community and building — typically AED 3–30 per sq ft. There is no annual property tax in Dubai. Owners of villas also budget for cooling (DEWA/district cooling) and maintenance.