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Investment·23 July 2026

UK Landlords Intend to Refinance for Portfolio Expansion, Survey Shows

A recent survey by specialist lender Together reveals that 76% of UK buy-to-let landlords plan to refinance their property portfolios within the next year to fund further acquisitions.

A significant majority of buy-to-let landlords in the United Kingdom, specifically 76%, are planning to refinance their existing property portfolios over the next 12 months. This move is primarily aimed at securing capital to finance additional property acquisitions, indicating a robust appetite for expansion within the sector.

The findings, derived from research conducted by specialist lender Together, highlight an ongoing strategic shift in investment focus. Landlords are increasingly directing their capital towards property opportunities located in northern England and Scotland, suggesting a search for value and growth potential in these regions.

Frequently asked

Questions, answered

What percentage of UK landlords plan to refinance their portfolios?
According to a survey by specialist lender Together, 76% of UK buy-to-let landlords intend to refinance their property portfolios within the next year.
Why are UK landlords planning to refinance?
The primary reason landlords are planning to refinance is to fund additional acquisitions and expand their property portfolios.
Which regions are seeing increased investment activity from UK landlords?
Investment activity among UK landlords is reportedly shifting towards northern England and Scotland.
Which organisation conducted the landlord survey?
The survey was conducted by specialist lender Together.
Reported by
PropertyWire
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This brief was summarised and rewritten by Gaia Living from public reporting. Figures and details reflect the original sources.

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