Dubai Finanz Advises Over 750 German-Speaking Investors in Dubai Property Market

Dubai Finanz, also known as Dubai Finance in English, has served over 750 German-speaking investors since its inception in 2023. The firm acts as an independent property investment advisor, representing buyers primarily from Germany, Austria, and Switzerland in the Dubai real estate market.

Crucially, Dubai Finanz operates solely on the buyer's side, refusing commissions from developers, sellers, or brokers. This model ensures unbiased advice throughout the purchase process.

Comprehensive Buyer Support

The firm offers an integrated service that consolidates multiple aspects of property acquisition, removing the need for clients to engage separately with various professionals such as brokers, valuers, banks, and property managers. Their services include:

• Property identification and due diligence
• Price negotiation
• Mortgage arrangement, including for non-residents
• Handling property transfer
• Post-purchase property management and tenant placement

Dubai Finanz focuses exclusively on ready properties, which provide immediate rental income, established transaction histories, and allow for physical inspection before purchase. This contrasts with off-plan properties, which have different financing regulations under the Central Bank of the UAE. For expatriates, banks may lend up to 80% for a first home up to AED 5 million, but only 50% for off-plan purchases.

Valuation and Due Diligence

The company sources properties from the secondary market and directly approaches owners, sometimes offering units not yet publicly listed. Every asking price is meticulously cross-referenced with comparable sales data registered with the Dubai Land Department (DLD).

Eugen Zimbelmann, founder and CEO of Dubai Finanz, holds DLD valuer card no. 63521, signifying accreditation for real estate valuation and consultancy. Clients receive multiple valuation reports, with additional reports prepared for tax purposes for investors in Germany and Austria.

"Our clients want one team that finds the right property, checks it properly and looks after it once it is bought."

Dubai Finanz operates through Welldomo Valuation Real Estate LLC and Welldomo Mortgage Broker LLC, both ISO 9001 certified, and employs over 20 professionals. The process also includes advising on eligibility for the UAE Golden Visa.