What is the key benefit of this new financing solution?

The solution allows eligible buyers at the BAYN masterplan to secure financing for amounts due until handover, after completing the initial 50% mandatory payment, providing greater financial certainty during the construction phase.

Where is the BAYN masterplan located?

The BAYN masterplan is strategically located in Ghantoot, situated between the cities of Abu Dhabi and Dubai.

What are the key features of the BAYN development?

BAYN is a 4.8 million square metre coastal destination planned to include approximately 9,000 homes, 1.2 km of natural beachfront, and over 55% dedicated to open and landscaped spaces.

When are the first handovers expected for the BAYN project?

Construction for the BAYN masterplan commenced in June 2026, with the first handovers targeted for Q4 2028.

What makes buyers eligible for this financing?

Eligibility for the off-plan financing solution requires buyers to complete a mandatory regulated payment of 50% of the unit value. Further eligibility is subject to ADCB's credit assessment, documentation, and terms and conditions.

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Finance·22 October 2026

ADCB and ORA Developers Partner for Off-Plan Financing at BAYN in Ghantoot

Abu Dhabi Commercial Bank (ADCB) and ORA Developers UAE have formed a strategic partnership to offer an off-plan financing solution for eligible buyers at the BAYN masterplan in Ghantoot, located between Abu Dhabi and Du

Abu Dhabi Commercial Bank (ADCB) and ORA Developers UAE have announced a new strategic partnership designed to make homeownership more accessible at ORA Developers’ flagship BAYN masterplan in Ghantoot. This collaboration introduces an off-plan financing solution specifically for eligible buyers during the construction phase.

Financing Details

Under this new arrangement, buyers at BAYN can access home financing once they have completed the mandatory payment of 50% of the unit value. The solution covers the remaining amounts due up to the point of handover, aiming to provide greater financial certainty for purchasers throughout the construction period.

Customers applying for this financing will benefit from:

Competitive financing rates.
Pre-approvals valid for up to 12 months.
Digital onboarding capabilities.
Dedicated support through ADCB's specialist Mortgage Centres.

All financing applications will be managed directly by ADCB and are subject to the bank's standard eligibility criteria, credit assessment, documentation requirements, and terms and conditions.

About BAYN Masterplan

Strategically situated in Ghantoot, between Abu Dhabi and Dubai, BAYN is a significant coastal destination spanning 4.8 million square metres. The masterplan is projected to include approximately 9,000 homes and will feature 1.2 km of natural beachfront, with over 55% of the area dedicated to open and landscaped spaces. Construction at BAYN commenced in June 2026, with the first handovers anticipated in Q4 2028.

This partnership underscores confidence in the project, which was highlighted in the Abu Dhabi Real Estate Centre’s H1 2026 Market Report for contributing to a 289% year-on-year increase in off-plan villa and townhouse sales value, with BAYN being one of seven key projects accounting for 65% of sales value in that segment.

Frequently asked

Questions, answered

What is the key benefit of this new financing solution?: The solution allows eligible buyers at the BAYN masterplan to secure financing for amounts due until handover, after completing the initial 50% mandatory payment, providing greater financial certainty during the construction phase.
Where is the BAYN masterplan located?: The BAYN masterplan is strategically located in Ghantoot, situated between the cities of Abu Dhabi and Dubai.
What are the key features of the BAYN development?: BAYN is a 4.8 million square metre coastal destination planned to include approximately 9,000 homes, 1.2 km of natural beachfront, and over 55% dedicated to open and landscaped spaces.
When are the first handovers expected for the BAYN project?: Construction for the BAYN masterplan commenced in June 2026, with the first handovers targeted for Q4 2028.
What makes buyers eligible for this financing?: Eligibility for the off-plan financing solution requires buyers to complete a mandatory regulated payment of 50% of the unit value. Further eligibility is subject to ADCB's credit assessment, documentation, and terms and conditions.

Reported by

Zawya — UAE Real Estate · Google News — Abu Dhabi Real Estate (7d) · Google News — Developer Financing & Ratings

View original coverage

This brief was summarised and rewritten by Gaia Living from public reporting. Figures and details reflect the original sources.

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